.insights-page{background:var(--paper);color:var(--ink);--lightningcss-light:initial;--lightningcss-dark: ;color-scheme:light;--accent:var(--olive);min-height:70vh;padding:8rem 0 6rem}.insights-page .eyebrow{letter-spacing:.12em;text-transform:uppercase;color:var(--olive);margin-bottom:18px;font-size:12px;font-weight:600}.insights-page h1{letter-spacing:-.045em;text-wrap:balance;max-width:19ch;font-size:clamp(2.5rem,5.5vw,4.6rem);line-height:1.05}.insights-intro{color:#484d47;max-width:49ch;margin:1.5rem 0;font-size:clamp(1.15rem,2vw,1.4rem);line-height:1.6}.insights-page a{text-underline-offset:.22em}.insights-page a:hover{text-decoration:underline}.insights-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:4rem 3rem;margin-top:3.5rem;display:grid}.insight-card-art{margin-bottom:24px;display:block;overflow:hidden}.insight-card-art img{width:100%;height:auto;transition:transform .3s}.insight-card-art:hover img{transform:scale(1.025)}.insights-grid h2{max-width:25ch;margin:.8rem 0 1rem;font-size:clamp(1.6rem,2.6vw,2.2rem);line-height:1.15}.insights-grid p{max-width:48ch;line-height:1.65}.article-meta{color:#565c54;margin:1.5rem 0;font-size:.85rem}.article-heading{max-width:1020px;margin-inline:auto}.article-heading .eyebrow span{color:#64685e}.insight-article .policy-back{margin-bottom:3rem}.article-art{background:var(--ink);color:var(--paper);grid-template-columns:1.5fr 1fr;align-items:center;margin:3rem 0 4rem;display:grid}.article-art img{width:100%;height:auto}.article-art figcaption{font-family:var(--display);text-wrap:balance;padding:clamp(24px,4vw,60px);font-size:clamp(1.4rem,2.8vw,2.4rem);line-height:1.25}.article-layout{grid-template-columns:230px minmax(0,700px);justify-content:center;gap:clamp(32px,6vw,90px);max-width:1020px;margin-inline:auto;display:grid}.article-contents{border-top:1px solid var(--line-p);align-self:start;padding-top:20px;font-size:14px;position:sticky;top:32px}.article-contents>p{margin-bottom:12px;font-weight:600}.article-contents ol{padding:0;list-style:none}.article-contents li{border-bottom:1px solid var(--line-p)}.article-contents a{min-height:44px;padding:12px 0;line-height:1.5;display:block}.article-body section{margin-bottom:3.5rem;scroll-margin-top:2rem}.article-body h2{letter-spacing:-.025em;margin-bottom:1.3rem;font-size:clamp(1.6rem,3vw,2.1rem);line-height:1.2}.article-body section>p{color:#353b34;margin:1rem 0;font-size:1.1rem;line-height:1.85}.article-checklist{border:1px solid var(--line-p);background:#e5e7d9;margin:24px 0;padding:12px 28px;list-style:none}.article-checklist li{color:var(--ink);grid-template-columns:24px 1fr;align-items:start;gap:16px;margin:0;padding:16px 0;font-size:1.05rem;line-height:1.6;display:grid}.article-checklist li+li{border-top:1px solid var(--line-p)}.article-checklist li:before{content:"✓";color:var(--olive);font-size:1.1rem;font-weight:700;line-height:1.5}.article-body li{margin:12px 0;line-height:1.7}.article-related{border-top:1px solid var(--line-p);margin-top:3rem;max-width:1020px;margin-inline:auto;padding-top:2rem}.article-related h2{margin-bottom:1.5rem;font-size:2rem}.article-related ul{grid-template-columns:repeat(3,1fr);gap:32px;padding:0;list-style:none;display:grid}.article-related a{font-family:var(--display);min-height:44px;font-size:1.3rem;line-height:1.35;display:block}.article-contact{margin-top:3rem;max-width:1020px;margin-inline:auto;line-height:1.8}.insight-explainer{margin:2.5rem 0}.insight-explainer h3{letter-spacing:-.015em;max-width:28ch;margin-bottom:20px;font-size:1.4rem;line-height:1.25}.insight-explainer p{font-size:.95rem;line-height:1.65}.insight-explainer .eyebrow{margin-bottom:12px;display:block}.visual-steps{gap:0;padding:0;list-style:none;display:grid}.visual-steps li{grid-template-columns:56px 1fr;align-items:baseline;gap:16px;margin:0;padding:14px 0;display:grid}.visual-steps li+li{border-top:1px solid var(--line-p)}.visual-steps .visual-number{font-family:var(--display);color:var(--olive);grid-row:span 2;font-size:1.5rem;line-height:1.4}.visual-steps strong{margin-bottom:8px;display:block}.insight-explainer .visual-note{color:#555d50;margin-top:20px;font-size:.8rem}.sum-rows{margin:0}.sum-rows>div{border-bottom:1px solid var(--line-p);justify-content:space-between;align-items:baseline;gap:16px;padding:10px 0;display:flex}.sum-rows dt{color:#353b34;font-size:1rem}.sum-rows dd{white-space:nowrap;margin:0;font-size:1.1rem}.sum-total{justify-content:space-between;align-items:baseline;gap:16px;padding-top:18px;display:flex}.sum-total span{font-size:1rem}.sum-total strong{font-family:var(--display);font-size:2.25rem;font-weight:500;line-height:1}@media (width<=800px){.insights-page{padding:7rem 0 4rem}.article-art{grid-template-columns:1fr;margin:2rem 0}.article-art figcaption{font-size:1.5rem}.article-layout{grid-template-columns:1fr;gap:32px}.article-contents{position:static}.article-contents ol{grid-template-columns:1fr 1fr;gap:0 24px;display:grid}.article-related ul{grid-template-columns:1fr;gap:20px}}@media (width<=550px){.insights-grid{grid-template-columns:1fr;gap:3rem}.article-contents ol{grid-template-columns:1fr}.visual-steps li{grid-template-columns:40px 1fr;gap:0 12px}}@media (prefers-reduced-motion:reduce){.insight-card-art img{transition:none}.insight-card-art:hover img{transform:none}}body:has(.insights-page) .site-header{background:var(--ink)}